Surgeries covered under Mediclaim Policy below 24 hours hospitalization

The insurance companies reimburse the claim, only when hospitalization for a minimum period of 24 hours except in cases of specialized treatment for surgeries covered under Mediclaim Policy as detailed below 

1. Haemo Dialysis. 
2. Parentral Chemotherapy. 
3. Radiotherapy. 
4. Eye Surgery. 
5. Lithotripsy (kidney stone removal). 
6. Tonsillectomy. D&C. 
7. Dental surgery following an accident. 
8. Hysterectomy Coronary.Angioplasty Coronary. 
9. Angiography Surgery of Gall bladder. 
10. Pancreas and bile duct Surgery of Hernia Surgery of Hydrocele. 
11. Surgery of Prostrate. 
12. Gastrointestinal Surgery. 
13. Genital Surgery. 
14.  Surgery of Nose. 
15. Surgery of throat. 
16. Surgery of Appendix. 
17.  Surgery of Urinary System. 
18. Treatment of fractures / dislocation excluding hair line fracture. 
19. Contracture releases and minor reconstructive procedures of limbs which otherwise require hospitalisation.
20. Arthroscopic Knee surgery. 
21. Laproscopic therapeutic surgeries. 
22. Any surgery under General Anaesthesia. Or any such disease / procedure agreed by TPA/Company before treatment. 

The above treatments have no time limit and this type of treatments are not minimum 24hours at that time also the insurance companies pay the claim to the insured person.

The Group Mediclaim (Health Insurance) have lot of benefits like this specialized treatment for surgeries covered under Mediclaim Policy to the insured person in General Insurance Sector.